What is Medicare Plan A All About
if an individual is eligible for Medicare Part A, then he can have coverage as an inpatient in health care centers, hospice care, and hospital stays. In order to help people with their health care needs, the government has created the Medicare program which is an insurance for people who meets the qualification requirements for eligibility. Any one being given health care will naturally incur costs for the service, and Medicare is there for them to be able to shoulder the costs of health care for these qualified individuals. In Medicare Part A which is part of the original Medicare package, you receive insurance coverage for your health needs and this includes health home services, nursing home facilities, hospice, inpatient hospital stay, and none medical care institutions belonging to religious groups.
Here are the requirements to qualify for insurance coverage from Medicare Part A. The individual must be over the age of 65; If a person has a qualifying disability but has not reached the eligible age of 65; and those who are in the end stage of a terminal kidney disease.
If you are working on a job and you are being deduced monthly for Medicare taxes, then there is no Medicare Part A premium to pay. You also don’t pay Medicare Part A premiums if your wife’s salary is paying for Medicare taxes. Medicare Part A is also for people who are over 65m and meet certain requirements of citizenship, but this is available for a cost. Medicare Part A can be bought by those who are over 65 and disabled but can no longer get it for free if they were able to go back to work in some capacity. There is a monthly premium for Medicare part A and when you purchase this you are also required to purchase Part B.
If you are collecting social security benefits or benefits from theRailroad Retirement Board, then your Medicare coverage will automatically begin on the first day of your birth month on your 65th year. You Medicare card will arrive via mail 3 months before your 65th birthday.
If you are a disabled person under 65 and have been receiving social security disability benefits or RRB benefits for 2 years, then you become eligible for Medicare Part A. You Medicare card will be mailed to you on the first month of the third year. Individuals suffering from Amyotrophic Later Sclerosis immediately gets eligible for Medicare Part A when they start receiving their social security disability benefits.
You should take steps to enroll for Medicare Part A even if you meet eligibility requirements if you are not currently collecting your RRB benefits, if you were a railroad employee, or you have social security benefits. The social security office can give information on how to enroll for Medicare Part A which you should do 3 months before your 65h birthday.